DIVS4JESUS PORTFOLIO VS S&P500 IN 2018

Here at Divs4Jesus we’ve been playing around with charts the past couple weeks. In doing so we’ve decided to not only track our overall gains from inception, but also by calendar year.

Since 2018 was our first full year tracking the Divs4Jesus Portfolio it will be our first chart. The chart is similar to the others we’d posted. It includes charting the percentage change of the Divs4Jesus Portfolio, the S&P500, and our overall Account Value. The chart automatically adjusts for any added capital contributions as to not skew the results. We made sure not to show money deposited into the portfolio as capital gains. Also it’s important to note, both the Divs4Jesus numbers (percentages and account value) and the S&P500 percentages DO NOT take into account any dividends at all. This chart is looking at capital gains in a vacuum. We simply want to see how our portfolio has appreciated in value vs the benchmark S&P500.

As detailed in the chart below – we ended 2018 down -2.31%. However, the S&P500 ended down -6.65%. And while it’s never good to see negative capital appreciation, we’re happy to see we beat the S&P 2.88 times over. Since the Divs4Jesus portfolio is long term and dividend focused we are not so concerned by the dip in 2018. Hopefully we’ll produce stronger, positive results in 2019. What’s also promising for us is the growth of our portfolio due to consistent capital contributions – it really shows little by little you can grow a solid portfolio if you can stick with a solid savings plan.

DIVIDEND REPORT :: MARCH 2019

For March 2019,  the Divs4Jesus Portfolio received dividend income from six different companies (F, V, LYB, PRU, NWL, SWKS). The total was $89.11. This was a 67% decrease from March 2018 where the total was $271.80. The decrease is due to the suspension of the dividend from VALE. VALE suspended its dividend back in January after a massive dam collapse in Brazil. The hope is VALE will pay out the dividend later in the year, but as of now there is no set date. While it’s never good for a company to suspend its dividend this was due to a ‘one time’ event and is not a reflection of the strength of the company itself. As such, we will continue to hold VALE in the portfolio. We hope April brings us back to positive increases!

Over 1000% Dividend Growth Year over Year for February

February 2018 was the first month the Divs4Jesus Portfolio received a dividend payment. The payment was $7.26 from one company, OHI, and was the only amount received that month. Fast forward one year and for February 2019 the D4J Portfolio received a total of $84.26 in dividend payments. This time the payments came from three separate companies: CIM; T; and OHI.  A total increase of $77.00 over the prior year’s amount and a massive 1,060.61% increase on a percentage basis. Of course, this is almost completely due to additional capital contributions over 2018 and will surely level off to much smaller increases in the future, but it’s a good motivator to show that sticking to a routine and  a savings strategy can produce solid returns.

In fact, OHI’s dividend payment was $0.47 greater than the year before or a 6.47% increase year over year. This was despite that fact that there was no increase in dividends payments. The increase was simply due to DRIPing the dividend payments throughout the year, which D4J didn’t actually institute until May 2018. AND YES – this is not a “true” growth increase as dividend payments from OHI were ‘money in hand’ to do as we please… so investment of the “new” OHI capital should not be looked at as growth. However, we track the DJ4 account using the three Cs: 1. YIELD ON CASH – dividends vs the actual dollar amount contributed into the D4J Portfolio; 2. YIELD ON COST – dividends vs the actual dollar amount transferred into the D4J Portfolio + the cost of all DRIP purchases and 3. YIELD ON CURRENT – dividends vs current market value of the D4J Portfolio.

And we are always happy to see our Yield on Cash increasing.

2018 Dividend Increases In Portfolio Stocks

Below is a list of all the stocks in our portfolio and their respective increases. Out of the 19 stocks currently in our portfolio: (0) stocks which saw a dividend cut; (5) stocks did not increase their dividend; and (14) stocks did increase their dividend. Please note the month of increase is based off the pay date not ex-div date or announcement of the increase.

2018 DIVIDEND INCREASES IN PORTFOLIO STOCKS

Below is a list of all stocks that are currently in the Divs4Jesus Portfolio. Please note some of these increases occurred prior to the purchase of the stock, however we still wanted to show the increases that were had in 2018
TickerBeforeAfter%Month of Increase
AVGO 1.752.6551.43%DEC
SWKS0.320.3818.75%AUG
NWL0.230.230%
MO0.660.821.21%APR, AUG
GNTX0.10.1110%FEB
PRU0.750.920%MARCH
TROW0.570.722.81%FEB
LYB0.9111.11%MAR
T0.490.52.04%FEB
CMCSA0.15750.1920.63%APR
TSN0.2250.333.33%JUN
EVC0.050.050%
GME0.380.380%
AEG0.130.147.69%SEP
F0.150.150%
V0.1950.2528.21%MAR, DEC
CIM0.50.50%
OHI0.650.661.54%FEB
VALE0.41230.508123.24%YR